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Art of Mortgage is a trading style of Art of Mortgage co ltd (Registered in England & wales Registered company number 16224316) which is an Appointed Representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority 450731. The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages

Best Buy Table

  • Residential Purchase
  • Residential Remortgage
  • Residential First Time Buyer
  • BTL Purchase
  • BTL Remortgage
  • BTL Ltd Company Purchase
  • BTL Ltd Company Remortgage
Inital Rate Initial Payment Reversion Rate Total Fees Type APRC Initial Period Early Repayment Charge
3.99% £527.28 5.74% £1,024.00 Tracker 5.56% 24 months No
4.06% £531.16 7.24% £1,599.00 Tracker 6.78% 26 months No
4.09% £532.82 6.49% £999.00 Tracker 6.21% 24 months Yes
4.10% £533.37 6.74% £1,025.00 Tracker 6.42% 24 months Yes
4.10% £533.37 6.74% £20.00 Tracker 6.42% 24 months No
  • Initial Rate
    3.99%
  • Initial Payment
    £527.28
  • Reversion Rate
    5.74%
  • Total Fees
    £1,024.00
  • Type
    Tracker
  • Overall Cost for Comparison
    5.56%
  • Initial Period
    24 months
  • ERC Details
  • Initial Rate
    4.06%
  • Initial Payment
    £531.16
  • Reversion Rate
    7.24%
  • Total Fees
    £1,599.00
  • Type
    Tracker
  • Overall Cost for Comparison
    6.78%
  • Initial Period
    26 months
  • ERC Details
  • Initial Rate
    4.09%
  • Initial Payment
    £532.82
  • Reversion Rate
    6.49%
  • Total Fees
    £999.00
  • Type
    Tracker
  • Overall Cost for Comparison
    6.21%
  • Initial Period
    24 months
  • ERC Details
    2% - Year 1
    1% - Year 2
  • Initial Rate
    4.10%
  • Initial Payment
    £533.37
  • Reversion Rate
    6.74%
  • Total Fees
    £1,025.00
  • Type
    Tracker
  • Overall Cost for Comparison
    6.42%
  • Initial Period
    24 months
  • ERC Details
    0.50% - Year 1
    0.25% - Year 2
  • Initial Rate
    4.10%
  • Initial Payment
    £533.37
  • Reversion Rate
    6.74%
  • Total Fees
    £20.00
  • Type
    Tracker
  • Overall Cost for Comparison
    6.42%
  • Initial Period
    24 months
  • ERC Details

The data presented in this table stems from a residential property valued at £200,000, with a corresponding mortgage of £100,000 secured against it (excluding any additional fees).
The mortgage calculation is based on a capital and repayment model, commonly known as a repayment mortgage, spanning a term of 25 years.
Please note: This information is not exhaustive and may not cover all aspects relevant to selecting a mortgage. Fluctuations in interest rates may impact the total amount payable.
Source: Mortgage Quote Ltd